How long are small business loans? It really depends. Let's take a look.

FastLoans.cash Team • May 22, 2019

Here are some common small business loan terms.

How long are small business loans?

There’s a set number of required factors that go into choosing the right small business loan. 

In a previous blog post we listed the minimum qualifying criteria associated with a small business loan, In this blog post we’re going to list some of the typical small business loan terms, that's how long the small business loan is, typical loan amounts, and how long it takes to get funds starting from when you applied and when you’re approved


Short-Term Online Loan
• 3-24 months
• $5,000 to $250,000
• 24-48 hours


Long-Term Online Loan
• 1-5 years
• $5,000 to $500,000
• As quickly as 48 hours

These are relatively the same terms and fund times that most small businesses loans will have when applying for a small business loan online.

 If you have a small business that is profitable, and continues to grow month over month, chances are you will apply and get funded for such a loan. These loan terms are very easy to adhere to when replaying the loan. In the meantime you can get on with business as usual, and sometimes be able to get additional funding before this loan is paid off.

Apply Today to find out how much you can borrow. The estimate is free, will not effect your credit score, and you are under no obligation to accept the loan offer. Sometimes just knowing how much you can borrow is enough piece of mind to move forward with expansion plans, hiring new staff, or building the business.

Your small business growth is driven in part by expanding business processes and promoting your product and or services. Increasing awareness of your brand or promoting your services to new demographics or locales can easily boost your bottom line immediately. Making the minimal payments of a short term online loan very easy makes sure you can capitalize on further growth before you pay off that loan. 

Getting the funding to initiate these promotions can act like a spark plug for your next period of growth in your business. There is a growing trend in small business to get funded using online lenders, B2B lenders and Crowd Sourcing. Each incremental growth your business makes using short term online loans sets you up for further growth at any time. No one knows when your next big idea or opportunity will arise. Taking funding from bank in the short term can lock your business down and actually prevent growth until that loan is paid off. This is like taking two steps back. You basically start over at square one with a bank on every loan, because while you business is not new, the growth you are seeking is new, and that is deemed a risk by the bank.

Growth for Your Business.
Fund new opportunities and company purchases that grow your business.

You could:
• Capitalize and profit from a limited time bulk inventory deal.
• Invest in your online website and social marketing.
• Finally open a new location you've been planning for years.
• Hire extra sales staff to boost growth.
• Renovate your waiting room to impress your clients.

Apply Today  

Our fast loans for small business range from $5k - $250k. You will be approved as long as your business meets our minimum loan requirements. See Below. Apply today and you will be approved for $5k - $250k. Find out for free what you could borrow, Apply today, cash tomorrow. 


Apply Now

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